By using this website you are confirming that you have read, understood and agree to be bound by the terms and conditions on this webpage which may be varied by us from time to time.

1. Provision of Service

Fidei Limited agrees to provide you with access to the online services (the "Service") that allow the storage, processing and retrieval of data (the "Data") submitted by you under the Terms set out in this Agreement.

Fidei Limited may change the Service from time to time provided that notice of any such change or changes is posted on this website for review by you.

2. Fees and Charges

Fidei Limited reserves the right to change prices at any time.

3. Security

Fidei Limited agrees to exercise reasonable care to prevent any unauthorised person or entity from gaining access to the Data. Both parties agree to promptly notify the other of any unauthorised access to or use of Data or usernames or passwords. Both parties agree to use all reasonable efforts to take remedial measures to rectify any such unauthorised access. Fidei Limited shall not be liable for any damages incurred by you in connection with any unauthorised access to or disclosure of Data resulting from your actions or any third party, or from the failure of electronic or other security measures.

4. Interruption of Service

The Service may be temporarily interrupted or curtailed due to equipment modifications, upgrades, relocations, repairs and or other similar activities necessary during the operation and upgrade of the Service. No reduction of payments will be made in the case of temporary interruption of the Service. In no event shall Fidei Limited be liable for any damages due to temporary interruption of the Service. Fidei Limited will not be liable for interruption or delays in transmission or errors or defects in transmission or failure to transmit when caused by acts of God, fire, water, riots, acts of Government or any other causes beyond the control of Fidei Limited.

You will access the Service over the public Internet and therefore temporary disruptions of network connectivity and interruption or delays in transmission may occur from time to time. Fidei Limited will not be liable for such interruption or delays, errors, defects or failure of transmission.

5. Cookies

Cookies are small pieces of information that are sent to your browser - along with a web page - when you access a website.

There are two kinds of cookies, stored cookies and "per-session" cookies.

Stored cookies make web-surfing easier for you by, for example, saving your password so that you do not need to login to a website each time you visit it. A stored cookie can also, for example, save your browsing preferences so that the next time you visit a particular website the webpage content is tailored for you by the stored cookie telling the webpage what it is that you prefer.

A stored cookie is saved by your browser as a line of text to a file on your hard drive. Depending on your browser settings, you may receive notification that a given site is requesting cookie information. Stored cookies have an expiration date.

A "per-session" cookie, on the other hand, is a line of text that is stored temporarily in your computer's memory or RAM. Because a per-session cookie is never written to a hard drive, it is destroyed as soon as you close your browser window. Per-session cookies have no date associated with them, and usually expire after, say, twenty minutes of browser inactivity.

6. Use of Cookies

This website uses "per-session" cookies only, to allow you to login in to password protected webpages in this website.

A "per-session" cookie is created when you first login to a password protected webpage on this website and tells the web server to allow you to access other password protected webpages without having to login again each time. If your browser settings do not allow "per-session" cookies then you will not be able to login to password protected webpages.

To use this website, you do not need to have all cookies enabled in your browser. However, to login you must have the following browser settings enabled:

• Netscape - "Accept only cookies that get sent back to the originating server"
• Internet Explorer - "Allow per-session cookies (not stored)"

7. Digital Signatures

This website makes use of digital signatures to sign online documents, as defined in the Electronic Communications Act 2000.

Your email address is your unique username incorporated into this website and you certify that your username is used only by you.

Your password, that you certify is known only to you, is used to confirm your username when you access certain password protected webpages in this website.

You will only be allowed to access password protected webpages in this website if you submit your username and matching password when requested to do so. This is the process of logging in.

Logging in to this website in this manner uniquely identifies you to Fidei Limited and you certify that this is your digital signature used on this website.

8. Electronically Signing Documents

You will be asked to electronically sign documents presented to you by password protected webpages in this website.

You agree that your digital signature is provided by you by the action of logging in to the password protected webpages.

To electonically sign a document there will be a statement explaining how to apply your digital signature to the document by the action of clicking a specified button on the document.

You agree that by clicking such a button you are signing the document using your digital signature.